Real Estate in West Orange
Marsha Bowen Washington
973-510-0014973-510-0014

Archive for the ‘General’ Category

National Consumer Assistance Plan – New Credit Report Guidelines effective July 1st 2017

April 10th, 2018 by Marsha Bowen Washington

The National Consumer Assistance Plan is being implemented over three years, and the new website will serve as a vehicle for updating consumers about changes to their ability to interact with the nationwide consumer credit reporting companies. Changes included in the National Consumer Assistance Plan include: Consumer experience: Consumers visiting www.annualcreditreport.com, the website that allows consumers […]

Government Short Sale Program HAFA Sunsets December 31st 2016

December 11th, 2016 by Marsha Bowen Washington

HAFA This program which offered distressed homeowners an opportunity to liquidate their home via a short sale (sell home for less than the mortgage owed) or deed in lieu (volunteer foreclosure). Participating lenders and servicers could offer distressed homeowners up to $10,000 for relocation at closing. TOP 5 THINGS YOU NEED TO KNOW ABOUT HAFA […]

Making Home Affordable Government Loan Modification Program will Sunset December 31st 2016

December 4th, 2016 by Marsha Bowen Washington

Government modification programs will come to an end in a few weeks.  HAMP which stands for Home Affordable Modification Program assisted over 2 million distressed home owners between 2010 to now. HAMP This program which offered distressed homeowners loan modification based on 31% of income with a variable rate starting as low as 2% for […]

What to Do When You Spot Bears In Your Neighborhood

July 3rd, 2016 by Marsha Bowen Washington

All 21 counties of NJ have had some sightings of them over the past few years.  They are bathing in homeowners pools, climbing up trees, eating out of garbage cans and sometimes feeding on bird feeders. Here’s what you should plan to do if these situations occur and to deter them: If a bear enters […]

New Mortgage Rules in Effect October 3rd: Tips For First Time Home Buyers

September 24th, 2015 by Marsha Bowen Washington

New mortgage rules will kick in for mortgage lenders to comply with home buyers.   Here are some tips to reassure your chance of getting a mortgage is not diminished: Be careful making any big purchases on credit before you close on your home.  Even financing a new refrigerator could present a problem It takes […]

What You Need To Know If You Live In A Foreclosed Home

July 29th, 2015 by Marsha Bowen Washington

Lenders are foreclosing on homes all across New Jersey with both tenants and owners still living in them.  As they continue to reside in these homes, lenders are listing them for sale at auctions in hopes that buyer’s will purchase tenant occupied homes site unseen.  The buyer’s are also responsible for scheduling the court evictions […]

Housing Market Is In Full Bloom

March 8th, 2015 by Marsha Bowen Washington

As we roll into spring, the U.S. housing market continues to grow and improve. For homeowners, the continued growth housing market is fantastic news. In 2012, the housing market started to show the first signs of improvement. 2013 was a landmark year in which home prices skyrocketed, increasing by double-digit year-over-year percentages. A number of […]

It’s Back: The Return of the Housing Market and What it Means for You

January 6th, 2015 by Marsha Bowen Washington

It’s official: the housing market is finally back. There are many indicators experts look at to assess the health of the housing market, and over the last several years, all of these indicators have been improving. Home prices, for one, have skyrocketed over this time period, giving many homeowners back the equity they lost when […]

More Help on the Way for Distressed Homeowners in New Jersey

December 29th, 2014 by Marsha Bowen Washington

As New Jersey remains one of the Top 5 states with the highest foreclosures, legislators are seeking additional programs to stave off the number of foreclosures. A new bill (AB 955) has been proposed to assist homeowners with NJ HMFA mortgages with negative equity. If the bill is approved, a test pilot will begin hopefully […]

Tax Tips For First Time Homebuyers for 2014

December 17th, 2013 by Marsha Bowen Washington

It’s that time again where first time homebuyers can consult with their tax professional with a smile on their face.  Before you file your return this year, here are the documents you should have at your fingertips: Mortgage Interest Statement – IRS form 1098 – your lender will mail this to you Uniform Settlement Statement […]

About Marsha Bowen Washington

Picture of Marsha Bowen Washington

Marsha Bowen Washington

Realtor/Sales Associate

marshabwashington@yahoo.com

973-510-0014973-510-0014 main

Coldwell Banker Residential Brokerage

2 E. Mt. Pleasant Avenue Livingston, NJ 07039

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Reviews

5ChristinaPamplin

Marsha was highly professional and knowledgeable about the real estate market. She made me feel very confident that I was in good hands. When I began to feel nervous and stressed, she stepped in and assisted with following up with my lender and attorney to... (more)

5Yetta Armstrong

Marsha Bowen Washington is the real deal! She's knowledgeable, friendly, patient, committed, and caring. My real estate venture was very challenging and Marsha stuck with me throughout the whole process even though I extended my search outside of her... (more)

5vinagda

if Marsha had anyother skills besides real estate, my husband and I would use her in those areas as well. She has such calmness that the worst clamity, seems nothing when she is dealing with things. It was the most effortless journey and a pleasure working... (more)

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